Stewart Financial Services

Mortgage Protection

Homeownership is priceless. So many memories are created when you choose your neighborhood. All children know are their parents, their school and friends. Therefore, maintaining adequate mortgage protection insurance will help your family keep their home should something happen to you. The economy is very volatile right now. If you’ve purchased a home, the last thing you want to do is have to consider putting it up for sale because you didn’t plan to be out of work due to a disability or long term care.
Our mortgage protection program will help you to protect your home and your family in case of premature death, disability, or require long-term care.

In this video, you will learn:

Compare our plan to the traditional marketplace’s:

Stewart Financial Services, Inc. Offers You the Best Deal!

FlexibilityYou structure your plan to meet your needs.The mortgage determines the structure.
ChoiceYou choose your beneficiary.The mortgage holder is the beneficiary.
SecurityThe death benefit goes to your family; they choose how to use it.The death benefit automatically goes to the mortgage holder.
ProtectionThe death benefit does not decrease.The death benefit generally decreases with the outstanding mortgage debt
PortabilityYou can take your plan with you when you sell your home or refinance.A traditional mortgage plan is generally tied to a specific mortgage.
Cash ValueIf you choose a universal life policy, your plan can build cash value for the future.Traditional mortgage plans do not build any future value.
Living BenefitsRiders can provide access to your death benefit in the event of a terminal, chronic, or critical illnessNo living benefits
Optional RidersOptional riders can provide benefits in case of disability or unemployment.No disability or unemployment benefits

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You don’t have to figure it out alone. We’ll help you. Schedule a consultation today.

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