Mortgage Protection
Local Call
(301) 794-4290
Toll Free Call
(866) 295-2442
The economy is very volatile right now. If you’ve purchased a home, the last thing you want to do is have to consider putting it up for sale because you didn’t plan to be out of work due to a disability or long term care.
Our mortgage protection program will help you to protect your home and your family in case of premature death, disability, or require long-term care.
In this video, you will learn:
- How to protect your family from ever losing their home.
- The surprising reason for more than half of mortgage foreclosures.
- Why even two income households can lose their homes.
- The importance of mortgage protection to your financial security.
- Several examples of how successful people lose their homes.
Compare our plan to the traditional marketplace’s:
Stewart Financial Services, Inc. Offers You the Best Deal!
| Our Plan Through SFS | Traditional Marketplace Plan | |
|---|---|---|
| Flexibility | You structure your plan to meet your needs. | The mortgage determines the structure. |
| Choice | You choose your beneficiary. | The mortgage holder is the beneficiary. |
| Security | The death benefit goes to your family; they choose how to use it. | The death benefit automatically goes to the mortgage holder. |
| Protection | The death benefit does not decrease. | The death benefit generally decreases with the outstanding mortgage debt |
| Portability | You can take your plan with you when you sell your home or refinance. | A traditional mortgage plan is generally tied to a specific mortgage. |
| Cash Value | If you choose a universal life policy, your plan can build cash value for the future. | Traditional mortgage plans do not build any future value. |
| Living Benefits | Riders can provide access to your death benefit in the event of a terminal, chronic, or critical illness | No living benefits |
| Optional Riders | Optional riders can provide benefits in case of disability or unemployment. | No disability or unemployment benefits |
Flexibilty:
You structure your plan to meet your needs.
The mortgage determines the structure.
Choice:
You choose your beneficiary.
The mortgage holder is the beneficiary.
Security:
The death benefit goes to your family; they choose how to use it.
The death benefit automatically goes to the mortgage holder.
Protection:
The death benefit does not decrease.
The death benefit generally decreases with the outstanding mortgage debt.
Portability:
You can take your plan with you when you sell your home or refinance.
A traditional mortgage plan is generally tied to a specific mortgage.
Cash Value:
If you choose a universal life policy, your plan can build cash value for the future.
Traditional mortgage plans do not build any future value.
Living Benefits:
Riders can provide access to your death benefit in the event of a terminal, chronic, or critical illness.
No living benefits.
Optional Riders:
Optional riders can provide benefits in case of disability or unemployment.
No disability or unemployment benefits.
You don’t have to figure it out alone. We’ll help you. Schedule a consultation today.